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How MyMoney® Works

--- MyMoney® helps you review available providers and compare options in one place. This information is general in nature and does not take into account your objectives, financial situation or needs. You may wish to consider whether any option is appropriate for your circumstances, and to review relevant features, costs, risks and limitations before making any decision. ---

--- Just as Trivago helps people compare hotel options, and Uber helps connect riders with drivers — MyMoney® helps connect users with financial professionals who may provide proposals. Proposals are not recommendations or endorsements, and any information is provided as general information only and does not take into account your objectives, financial situation or needs. ---

Three Pillars of MyMoney®

Education, technology, and a curated professional directory — designed to help Australians make informed financial decisions.

Financial Education

In-depth guides, insights, and articles across 10 specialist verticals — written to help you understand financial services before you engage a professional.

Browse Insights

Patent Technology

Australian Patent AU 2002318660 B2 — a method of minimising interest rates by redirecting trail commissions as loan offset credits. Interactive calculators demonstrate the savings.

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Professional Directory

Browse verified Australian financial professionals across 10 specialist verticals — from financial planners and mortgage brokers to accountants and cyber consultants.

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Australian Patent

Patented Interest-Reduction Technology

Australian Patent AU 2002318660 B2 — A Method of Minimising Interest Rates — by Graham Chee (filed 2002, granted 2005). The patent describes a system that redirects trail commissions from financial products into home-loan offset credits, reducing the effective interest rate over the life of the loan.

  • Trail commissions from super, insurance, and managed funds converted into reward credits
  • Credits applied as home-loan offsets, reducing effective interest rates
  • Family-linking enables household members to pool credits
  • Interactive calculators model savings over 5–30 year horizons
Loan Amortisation Modeller
Sample calculation
Standard Loan Interest
30-year term
$193,018
Patent Method Interest
With reward credits
$126,434
Total Interest Saved
34 months earlier payoff
$66,584

Illustrative example only. Actual savings depend on individual circumstances.

Learn Before You Engage

MyMoney® publishes educational content across every specialist vertical to help you understand your options.

In-Depth Guides

Long-form articles covering financial planning, insurance, lending, tax, and more — written in plain language for Australian consumers.

Practical Insights

Actionable insights on topics like choosing the right mortgage broker, understanding superannuation fees, or preparing for an audit.

Regulatory Awareness

Stay informed about evolving Australian financial regulations and what they mean for consumers and professionals alike.

Regulatory Update

A Platform That Evolves Responsibly

MyMoney® is committed to operating within the highest standards of Australian financial regulation. As the regulatory landscape evolves, so does our platform.

Proactive Compliance

We continuously review our service model in response to ASIC guidance on lead generation, referrals, and financial services regulation.

Transparent Communication

When features are under review, we tell you. No hidden changes — our users and professionals are always informed.

Continuous Improvement

Education, technology, and directory features continue to develop. New capabilities are released only after thorough regulatory review.

AFSL Authorised

Authorised under AFSL 222640 — Global Mutual Funds Pty Ltd

Verified Professionals

Licence, insurance & credentials checked

Patent Technology

Australian Patent AU 2002318660 B2

Free Education

All educational content freely available

General Advice Warning

The information on this page is general in nature and does not take into account your personal objectives, financial situation or needs. Consider whether the information is appropriate before acting on it. Calculator outputs are illustrative examples only and do not constitute a recommendation or statement of suitability. Read our Financial Services Guide.

10 Specialist Verticals

Explore the professional service areas covered by the MyMoney® directory.

Financial PlannersInsurance BrokersMortgage BrokersFinance BrokersAccountantsTax AgentsBookkeepersCyber ConsultantsAI EngineersAuditors

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